Advertiser disclosure

Welcome Offer

Earn 70,000 points after making your first purchase of $1 or more and paying the annual fee in full, both within the first 90 days.

Bonus Value

$700

Credit Score Needed

Excellent, Good

AAdvantage® Aviator® Red World Elite Mastercard®

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• Earn 5X miles per $1 spent just for dining out through the AAdvantage® Dining Program. • Earn 2X AAdvantage miles for every dollar spent on eligible American Airlines purchases. • Earn 1X AAdvantage miles for every dollar spent on all other purchases.

Information Icon Card Overview

The AAdvantage® Aviator® Red World Elite Mastercard® offers significant benefits for American Airlines travelers, including priority boarding, a complimentary checked bag, and a 25% discount on in-flight purchases. To qualify for the welcome offer, simply make a purchase of at least $1 within the first 90 days and pay the annual fee; similarly, the same applies when there's an offer for an additional card, where swiping at least $1 earns a bonus for that card. With 2X miles on American Airlines purchases and 1X mile on other spending, along with a reasonable annual fee, it's a top choice for frequent flyers. Plus, if the annual fee becomes too expensive, you can downgrade to a free card after the first year.

Card Fees

Interest Rates (APR)

21.24%, 25.24% or 29.99% variable, based on your creditworthiness.

Late Fees

Up to $40 (the amount of the fee varies by state, see below)

Cash Advance APR

29.99% variable
Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

0% of each transaction in U.S. dollars.

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Penalty APR

N/A

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Card Benefits

Credits

• Receive 25% inflight savings as statement credits on food and beverages when you use your card on American Airlines operated flights. • Enjoy up to $25 back as statement credits on in-flight Wi-Fi purchases every anniversary year on American Airlines operated flights. • You will receive a 10% discount on non-flight components purchased with your Card Account via the unique American Airlines Vacations website exclusively for Aviator cardmembers. Visit aavacations.com/aviator for complete details. • Take 3 rides in one calendar month and get a $5 Lyft credit. Limit 1 Lyft credit per calendar month. Restrictions, limitations and exclusions may apply. Offer Expires march 31, 2024. • Get a 13-month subscription to McAfee for $29.50, covering up to five devices.

Purchase Protection

• Covers your new purchases for 120 days against damage or theft up to $1,000 per claim and $50,000 per account

Auto Rental Collision Insurance

• Primary coverage for rentals outside your country of residence • Secondary coverage for rentals within your country of residence • Coverage applies to rentals up to 31 days in duration. Up to $50,000

Trip Cancellation Insurance

• Get reimbursed up to $5,000 per person and $10,000 per trip for cancelled or shortened trips due to covered situations like sickness or injury.

Extended Warranty Protection

• Extends the time period of the U.S. manufacturer's warranty through doubeling the waranty by up to an additional 24 months, on eligible warranties of 2 years or less • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account

Priority Boarding

• Priority boarding for the primary cardmember and up to 4 companions on your reservation when traveling on itineraries operated by American Airlines.

Upgraded Status

• Receive a minimum of 15% and up to 25% savings off your car rental. • Enjoy complimentary elite membership status with each provider.

Trip Delay Insurance

• Claim up to $300 per ticket if your flight is delayed for 6+ hours or requires an overnight stay. • Coverage includes expenses for meals, lodging, toiletries, medication, and personal use items.

Travel Accident Insurance

• When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $250,000

Baggage Delay Insurance

• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Free Baggage

• Enjoy first checked bag free for you and up to 4 companions on Domestic American Airlines flights.

Extra Award Value

• Enroll in the Flight Cents® program to receive more AAdvantage miles through uneven purchases of non-full dollar amounts. For example, if you charge $1.10, you'll earn $0.90 cents in your Flight Cents program, and you will earn AAdvantage points for the Flight Cents earned. You will be charged at the end of the month for the amount of Flight Cents you accumulated. Every $10 in Flight Cents gives you 5,000 AAdvantage miles. To participate in Flight Cents®, set your threshold by logging into your card account at AviatorMastercard.com to any dollar amount from $1 to $500.

Price Protection

• Covers price differences up to $250 USD per claim (excluding taxes, shipping, and handling) for up to four claims per year. It applies to purchases made with your covered card within 120 days of the purchase date.

Lounge Access

• Priority PassTM Digital annual membership with access to more than 1,300 VIP lounges worldwide, includes 4 complimentary visits each year.

companion certificate

• At each card anniversary, you will be eligible to earn 1 domestic economy fare companion certificate redeemable for 1 companion ticket at $99 (plus taxes and fees) if you spend $20,000 or more on eligible Purchases with your Card.

Benefit Guide

For benefit guide to the AAdvantage® Aviator® Red World Elite Mastercard®, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.