The Cards Guy

Amazon Visa

Welcome Offer

Get a $60 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

Bonus Value

$60

Credit Score Needed

Excellent, Good

Annual Fee

$0 See Rates and Fees; terms apply

Learn More About How To Apply

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. • 3% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases if not a Prime member. • 2% cashback at gas stations, restaurants, and on local transit and commuting (including rideshare). • 1% cashback on all other purchases.

Card Overview

The Amazon Visa card stands out as an excellent choice for avid Amazon shoppers, providing unparalleled cashback rates that surpass those of other credit cards. If you're a frequent Amazon customer, this card is a must-have, offering not only the best cashback for all purchases but also a range of Visa Signature benefits, such as purchase protection and car rental perks. Here's a detailed breakdown of the cashback rates: 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, 3% cashback at the same locations if not a Prime member, 2% cashback at gas stations, restaurants, and on local transit and commuting (including rideshare), and 1% cashback on all other purchases. If you have amazon prime then here is a great limited time signup offer for the Amazon Visa card. Learn more how to apply

Card Fees

Annual Fee

$0 See Rates and Fees; terms apply

Interest Rates (APR)

19.49% to 27.49%, based on your creditworthiness and other factors. These APRs will vary with the market based on the Prime Rate.

Late Fees

Up to $39

Cash Advance APR

29.99%. This APR will vary with the market based on the Prime Rate.

Fee: Either $5 or 4% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 4% of the amount of each transfer, whichever is greater.

Penalty APR

29.99%

Cash Advance Fee

Either $5 or 4% of the amount of each transaction, whichever is greater.

Card Benefits

Purchase Protection

• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account

Auto Rental Collision Insurance

• Primary coverage for rentals outside your country of residence • Secondary coverage for rentals within your country of residence • Coverage applicable for rentals up to 31 days

Lost Luggage Reimbursement

• Receive up to $3,000 per person for lost or damaged carry-on and checked-in luggage for you or an immediate family member. • There is a separate limit of $500 for jewelry and watches, and an additional $500 limit for cameras and other electronics. These limits are included in the overall $3,000 coverage.

Extended Warranty Protection

• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account annually.

Travel Accident Insurance

• Receive up to $500,000 in coverage in the unfortunate event of accidental death during travel or loss of limb, sight, speech, or hearing (on common carriers).

Baggage Delay Insurance

• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days

Roadside Assistance

• 24/7 roadside assistance. Includes towing for up to 5 miles, tire changing (with a good, inflated spare), jump starting, lockout service (excluding key replacement), fuel delivery up to 5 gallons plus fuel cost, and standard winching support. • Please note that there is a fee associated with booking this service. • For assistance, call 1-800-847-2869.

Cash Back

Yes

Benefit Guide

For benefit guide to the Amazon Visa, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.