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American Express® Gold Card

Welcome Offer

Information is Not Available

Bonus Value

$600- $900

Credit Score Needed

Information is Not Available

Annual Fee

Information is Not Available

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Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author. American Express is a The Cards Guy advertiser.

Card Rewards

• Earn 4X Membership Rewards(R) points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • Earn 4X points at Restaurants worldwide up to $50,000 per calendar year on purchases, then 1X points for the rest of year. • Earn 3X points for flights booked directly with airlines or on amextravel.com • Earn 1X point on all other eligible purchases.

Card Overview

The American Express® Gold Card is a versatile credit card that offers excellent rewards on dining and groceries. It is popular for its generous rewards program, making it a great choice for food enthusiasts and families. Additionally, this card provides attractive welcome bonuses, allowing cardholders to earn a substantial number of points from the start. With its focus on travel benefits, including airport lounge access and travel insurance, it is an ideal companion for frequent travelers. The American Express Gold Card also offers access to exclusive events and entertainment experiences, providing added value to cardholders.

Card Fees

Interest Rates (APR)

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Penalty APR

29.99%

Card Benefits

Credits

• Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll automatically get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and newly added dining partner, Five Guys. This can be an annual savings of up to $120. Enrollment required. • Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at Dunkin' locations. That's up to $84 in savings each year. Enrollment required. • Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.

Purchase Protection

• Covers your new purchases for 90 days against damage or theft • Max $10,000 per claim, $50,000 per year.

Auto Rental Collision Insurance

• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.

Lost Luggage Reimbursement

• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents.

Extended Warranty Protection

• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.

Trip Delay Insurance

• Claim up to $300 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.

Benefit Guide

For benefit guide to the American Express® Gold Card, click here

For rates and fees of the American Express® Gold Card, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.

Purchase protection: • Covers your new purchases for 90 days against damage or theft • Max $10,000 per claim, $50,000 per year. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $300 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.