Advertiser disclosure

Apple Card

Welcome Offer

No welcome Offer

Bonus Value

$0

Credit Score Needed

Excellent, Good

Annual Fee

$0 See Rates and Fees; terms apply

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Apple Card

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• 3% cashback at Apple and at select merchants using Apple Pay, including Ace Hardware, Panera Bread (U.S. locations only), T-Mobile, Exxon, Mobil, Nike, Uber, Uber Eats, and Walgreen's. • 2% cashback with Apple Pay at any retailer displaying the Apple Pay symbols. • 1% cashback using the physical titanium card in stores or the virtual card number online.

Information Icon Card Overview

The Apple Card is a significant credit card designed for Apple fans looking to maximize their Apple purchases. Just like Apple's range of products, it complements a complete lifestyle including iPhones, AirPods, Apple Watches, laptops, desktops, and a credit card that seamlessly integrates with Apple Pay and Apple Wallet, both digitally and physically. With robust security features, especially within the app, you can enjoy the best cashback for Apple purchases. Cashback is credited daily into your Apple Wallet, making it a convenient choice for Apple enthusiasts. You can only apply for the Apple Card if you have a compatible iPhone with the latest version on it.

Card Fees

Annual Fee

$0 See Rates and Fees; terms apply

Interest Rates (APR)

19.24% to 29.49%

Late Fees

None

Cash Advance APR

N/A
Fee: N/A

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Penalty APR

None

Cash Advance Fee

N/A

Card Benefits

Credits

• Receive ShopRunner membership Unlocks a free two-day shipping and free returns at dozens of top stores, including Under Armour, Saks OFF 5TH, Bloomingdale’s, and more. Valued at $79 per year, you can enjoy this exclusive perk for free. Sign up now at shoprunner.com/mastercard.

Cash Back

Yes

Benefit Guide

For benefit guide to the Apple Card, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.