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Welcome Offer

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Bonus Value

$750

Credit Score Needed

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Annual Fee

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Capital One Spark Cash Select

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• 5% cashback on hotels and rental cars booked through Capital One Travel. • 1.5% cashback on all other purchases.

Information Icon Card Overview

The Capital One Spark Cash Select is an exceptional small business credit card tailored for individuals with excellent credit scores. This card offers the opportunity to earn unlimited cash back on all your purchases, providing valuable support for your business needs. With a user-friendly redemption process and added benefits like employee cards and expense management tools, it’s a powerful tool to help you grow your business. Discover the advantages of the Spark Cash Select for Excellent Credit card today!

Card Fees

Interest Rates (APR)

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Penalty APR

34.15%

Card Benefits

Purchase Protection

• Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. • Max $10,000 per claim, $50,000 per year.

Auto Rental Collision Insurance

• Worldwide primary coverage for rentals used for business purposes. • Secondary coverage for rentals used for personal reasons in the United States. • Coverage applies to rentals up to 31 days.

Extended Warranty Protection

• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 annually

Travel Accident Insurance

• Receive coverage in the unfortunate event of accidental death during travel or loss of limb, sight, speech, or hearing (on common carriers).

Cell Phone Protection

• Reimbursement up to $800 per claim with a $50 deductible for breakage or theft • Activation requires paying monthly cell phone bill with the credit card • Maximum coverage: $1,000 or 2 claims per year.

Cash Back

Yes

Benefit Guide

For benefit guide to the Capital One Spark Cash Select, click here

Full Advertiser Disclosure

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