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Capital One Spark Miles for Business

Welcome Offer

Information is Not Available

Bonus Value

$500 - $750

Credit Score Needed

Information is Not Available

Annual Fee

Information is Not Available

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Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• 5X miles on hotels and rental cars booked through Capital One Travel. • 2X miles per dollar on all other purchases.

Card Overview

The Capital One Spark Miles for Business is an excellent choice for small business owners who frequently travel for business purposes. The best reason to get this card is its robust rewards program that offers unlimited miles on every purchase. These miles can be redeemed for travel expenses such as flights, hotels, car rentals, and more, allowing cardholders to save on their business travel costs. With additional perks like travel insurance and no foreign transaction fees, this card is ideal for frequent travelers who want to earn rewards while enjoying peace of mind during their trips. Whether you have to attend conferences, meet clients, or explore new business opportunities, the Capital One Spark Miles card can help you earn rewards and maximize your business travel benefits.

Card Fees

Interest Rates (APR)

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Penalty APR

34.15%

Card Benefits

Purchase Protection

• Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Auto Rental Collision Insurance

• Worldwide secondary coverage for collision damage and theft on rentals for business purposes. • Coverage provided for rentals up to 31 days. • Covers vehicles with Manufacturer's Suggested Retail Price (MSRP) up to $50,000.

Lost Luggage Reimbursement

• Get up to $3,000 per person for lost luggage. Max $2,000 per bag for NY residents.

Extended Warranty Protection

• Extend U.S. warranties by one year for items that come with a waranty of 3 years or less. • Up to $10,000 per claim and $50,000 per cardholder. • Reimbursement takes about five business days upon document approval. • Includes warranty registration. • For Warranty Registration: After buying an eligible item with a manufacturer's warranty, register by calling 1-844-288-2140 or online at www.cardbenefitservices.com.

Travel Accident Insurance

• Receive up to $250,000 in coverage in the unfortunate event of accidental death during travel or loss of limb, sight, speech, or hearing (on common carriers). • Access free dispatch of roadside service calls. A set service fee per call will apply.

Cell Phone Protection

• Reimbursement up to $800 per claim with a $50 deductible for breakage or theft • Activation requires paying monthly cell phone bill with the credit card • Maximum coverage: $1,000 or 2 claims per year.

Price Protection

• Offers reimbursement for the price difference if, within 60 days of purchasing an item, you find the identical item at a lower price from any US retailer. This coverage applies up to $500 per item and a total of $2,500 per year.

Global Entry TSA Precheck

• Receive up to $120 credit for Global Entry, TSA PreCheck. Once every 4 years.

Lounge Access

• Cardholders get 2 complimentary visits towards their account per calendar year. Additional visits can be purchased for a discounted rate of $45.

Benefit Guide

For benefit guide to the Capital One Spark Miles for Business, click here

Full Advertiser Disclosure

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