The Cards Guy

Chase Freedom Flex

Welcome Offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.

Bonus Value

$200

Credit Score Needed

Excellent, Good

Annual Fee

$0 See Rates and Fees; terms apply

Learn More About How To Apply

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• Earn 5% cash back by gas stations, grocery stores (excluding Target® and Walmart®), select online merchants, and travel purchased through chase travel portal on up to $1,500 in total combined purchases each quarter you activate. • 5% cash back on Lyft rides until March 31, 2025. • Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services, as well as drugstore purchases. • Earn 1% cash back on all other purchases.

Card Overview

The Chase Freedom Flex card is your pathway to financial freedom! Enjoy a fantastic 0% APR on purchases and balance transfers for a generous 15 months, setting the stage for easy money management. Delve into our massive cashback program, offering a delightful 5% cash back on revolving quarterly categories like gas stations and grocery stores up to $1,500 in combined purchases when activated. Plus, recieve a consistent 5% cash back on travel booked through Chase Ultimate Rewards, along with 3% back on dining and drugstore purchases. For all your other spending it'll be 1% cash back. Designed for smart spenders, this card offers great flexibility and unmatched benefits. Don't miss out. Apply now and step into a world of intelligent spending and limitless cashback opportunities!

Card Fees

Annual Fee

$0 See Rates and Fees; terms apply

Interest Rates (APR)

20.49% to 29.24% Variable

Late Fees

Up to $40.

Cash Advance APR

29.99% Variable

Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee

3% of the amount of each transaction in U.S. dollars.

Balance Transfer Fee

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.

Penalty APR

29.99%

Cash Advance Fee

Either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Credits

• Enjoy 3 months of free Instacart+ for unlimited $0 delivery fee orders. Automatically enrolled in an annual membership after the Instacart+ free trial. Enroll by July 31, 2024. • Receive up to $10 in statement credits on Instacart each quarter through July 31, 2024 • Get 3 months of complimentary DashPass for unlimited $0 delivery fee orders on DoorDash & Caviar. Afterward, enjoy 50% off for 9 months. Activate by Dec 31, 2024.

Purchase Protection

• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account

Auto Rental Collision Insurance

• Primary coverage for rentals outside your country of residence • Secondary coverage for rentals within your country of residence • Coverage applies to rentals up to 31 days in duration

Trip Cancellation Insurance

• Get reimbursed up to $1,500 per person and $6,000 per trip for cancelled or shortened trips due to covered situations like sickness or injury.

Extended Warranty Protection

• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account annually.

Cell Phone Protection

• Reimburses up to $800 per claim and $1,000 per year against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. • Maximum of 2 claims in a 12 month period with a $50 deductible per claim

Cash Back

Yes

Benefit Guide

For benefit guide to the Chase Freedom Flex, click here

Full Advertiser Disclosure

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