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Welcome Offer

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Bonus Value

$199

Credit Score Needed

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Annual Fee

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Instacart Mastercard®

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• 5% cash back on Instacart purchases at partnered locations and on travel booked through Chase Travel Center. • 2% cash back at restaurants (including takeout and eligible delivery services), gas stations, and select streaming services. • 1% cash back on all other purchases.

Information Icon Card Overview

The Instacart Mastercard® is designed for individuals who frequently shop for groceries and household essentials through the Instacart platform. With this card, cardholders can earn rewards on their Instacart purchases, allowing them to save money while stocking up on everyday items. The card offers a seamless integration with the Instacart app, making it convenient for users to earn rewards and manage their account. Additionally, the card may come with exclusive perks and benefits for Instacart shoppers, enhancing the overall shopping experience. If you regularly use Instacart for your grocery needs and want to earn rewards on your purchases, the Chase Instacart credit card can be a valuable tool to help you maximize savings and enjoy added benefits while shopping.

Card Fees

Interest Rates (APR)

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Late Fees

Up to $40.

Penalty APR

29.99%

Card Benefits

Credits

• Enjoy one year of complimentary Instacart+ Membership worth $99. • After the first year, you will be automatically enrolled in a membership for $99/year until you cancel. • With Instacart+, the delivery fee will not be charged on orders over $35 per retailers and you'll get lower service fees. Terms apply. • Get 5% credit back on every eligible pickup order instead of delivery. • Family Account: Share your Instacart+ benefits with your plus-one for free.

Purchase Protection

• Covers your new purchases for 120 days against damage or theft up to $1,000 per claim and $25,000 per account annually.

Auto Rental Collision Insurance

• Secondary coverage worldwide. Decline the rental company's collision insurance and charge the rental cost to your card. Coverage for theft and collision damage is provided for most cars.

Trip Cancellation Insurance

• Get reimbursed up to $1,500 per trip for cancelled or shortened trips due to covered situations like sickness or injury.

Lost Luggage Reimbursement

• Receive up to $3,000 per person for lost or damaged carry on and check in luggage, for you or immediate family member.

Extended Warranty Protection

• Doubles the time period of the U.S. manufacturer's warranty by up to an additional 24 months, applicable to eligible warranties of 2 years or less.

Travel Accident Insurance

• When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000

Baggage Delay Insurance

• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days

Cell Phone Protection

• Up to $800 per claim with a $50 deductible, allowing a maximum of 2 claims, up to $1,000 within 12 months. Covers breakage, loss, or theft throughout the year.

Price Protection

• Covers price differences up to $250 USD per claim (excluding taxes, shipping, and handling) for up to four claims per year. It applies to purchases made with your covered card within 120 days of the purchase date.

Cash Back

Yes

Benefit Guide

For benefit guide to the Instacart Mastercard®, click here

Full Advertiser Disclosure

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