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Miles & More® World Elite Mastercard®

Welcome Offer

Earn 80,000 award miles if you spend $3,000 in purchases and pay the annual fee in full, both within the first 90 days

Bonus Value

$600

Credit Score Needed

Excellent, Good

Annual Fee

$89 See Rates and Fees; terms apply

Apply Now

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author.

Card Rewards

• Earn 2X award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners. • Earn 1X award mile per $1 spent on all other purchases.

Card Overview

The Miles & More® World Elite Mastercard® is a massive Card with excellent rewards.

Card Fees

Annual Fee

$89 See Rates and Fees; terms apply

Interest Rates (APR)

21.24%, 25.24% or 29.99%, based on your creditworthiness.

Late Fees

Up to $40 (the amount of the fee varies by state, see terms)

Cash Advance APR

29.24% variable

Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

0% of each transaction in U.S. dollars.

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Penalty APR

N/A

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Card Benefits

Lounge Access

• Receive 2 complimentary Lufthansa Business Lounge Vouchers annually.

Benefit Guide

For benefit guide to the Miles & More® World Elite Mastercard®, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.