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The Blue Business® Plus Credit Card from American Express

Welcome Offer

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Bonus Value

$0

Credit Score Needed

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Annual Fee

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The Blue Business® Plus Credit Card from American Express

Disclosure: The Cards Guy partners with credit card issuers to provide information on their products. We may earn commissions from these issuers. The content on this page is independent and has not been provided, reviewed, approved, or endorsed by the companies mentioned. The opinions expressed are solely those of the author. American Express is a The Cards Guy advertiser.

Card Rewards

• 2X points per dollar on everyday eligible business purchases up to $50k per calendar year. • 1X per dollar points on all other eligible purchases after the first $50k spent on your Blue Business Plus Card.

Information Icon Card Overview

The The Blue Business® Plus Credit Card from American Express is an excellent choice for small business owners seeking a straightforward and rewarding credit card. It typically offers a solid rewards program, allowing you to earn valuable Membership Rewards points on eligible purchases. The best reason to get this card is the high earning potential, as it offers double points on all purchases up to a certain threshold. With no annual fee and a focus on simplicity, the American Express Blue Business Plus Credit Card is designed to maximize your rewards without complicating your financial management.

Card Fees

Interest Rates (APR)

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Balance Transfer Fee

If eligible, either $5 or 3% of the amount of each transfer, whichever is greater.

Penalty APR

29.99%

Card Benefits

Purchase Protection

• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account

Auto Rental Collision Insurance

• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.

Extended Warranty Protection

• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.

Benefit Guide

For benefit guide to the The Blue Business® Plus Credit Card from American Express, click here
For rates and fees of the The Blue Business® Plus Credit Card from American Express, click here

Full Advertiser Disclosure

The Cards Guy partners with a variety of credit card issuers, and we may receive compensation when you are approved for a card through our links. This compensation may influence the placement of card offers on our site, but it does not affect the articles and information we provide, which remain independent. Please note that not all credit card offers available on the market are featured on our site. We maintain advertising relationships with major credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. While we strive to include a comprehensive selection, our listings may not represent every offer available from these or other issuers. The opinions expressed in our content are those of the author and are not provided, commissioned, or endorsed by any credit card issuer. Responses to content may also not be reviewed, approved, or otherwise endorsed by the issuer. We aim to provide accurate and up-to-date information, but we recommend you verify all details directly with the credit card issuer and consult with a financial professional before making any decisions. Thank you for choosing The Cards Guy for your credit card research and decisions.


Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.